Personal survival budget

Very few businesses make much money in the first year. The form below will help you work out how much you and your family need to survive over the first 12 months.

Estimated Expenditure per year		£
Mortgage/rent
Council tax, water rates
Gas, electricity, oil
All personal and property insurance
Food, general housekeeping expenses
Clothing
Telephone and/or mobile
Internet
Entertainment (meals, drink etc) and holiday
Subscriptions to associations, journals etc
Car Tax and insurance
Car running expenses (incl. fuel)
Car service and maintenance
Children’s expenditure and presents
Savings plans
Loan repayments
Other (please state)



Expenditure in the year	Sub total (a)

Estimated non businesses income
Income earned by spouse or partner
Other income (please state) eg part-time job

Total non business annual income	Sub total (b)
Total Survival Income required in the year from your business i.e. sub total (a) less sub total (b)

Note: If your estimated income for the year (from sources other than your new business) exceeds your estimated expenditure for the year, you should decide how much you can invest in the new business.

Download this table as a Word document

Your Creative Business

Open Studios Cornwall

Latest News

New Telephone Number

NEW TELEPHONE NUMBER

Please note that Creative Skills now has a new telephone number. The number is 01209 312501, this is a direct line through to both Jane and Lesley. Please use this number from now on to contact us. Many Thanks

Open Studios Registration Opens

We are pleased to announce that Open Studios Cornwall 2012 Registration is now open. Please click here to Register

If you have any problems uploading please do not hesitate to contact me on lesley@creativeskills.org.uk or telephone on 01209 218879.

Open Studio Dates 2012

Open Studios Cornwall 2012

Creative Skills are pleased to announce the dates for Open Studio Cornwall 2012:

The event will run from Saturday 2nd June 2012 - Sunday 10th June 2012.

The event will be managed by Lesley Plumridge this year as Karen Raymond is off on maternity leave. If any one has any queries or comments please contact her on lesley@creativeskills.org.uk.

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