Creative skills

Personal survival budget

Very few businesses make much money in the first year.  The form below will help you work out how much you and your family need to survive over the first 12 months.


Estimated Expenditure per year




Council tax, water rates


Gas, electricity, oil


All personal and property insurance


Food, general housekeeping expenses




Telephone and/or mobile




Entertainment (meals, drink etc) and holiday


Subscriptions to associations, journals etc


Car Tax and insurance


Car running expenses (incl. fuel)


Car service and maintenance


Children’s expenditure and presents


Savings plans


Loan repayments


Other (please state)








Expenditure in the year

Sub total (a)




Estimated non businesses income


Income earned by spouse or partner


Other income (please state) eg part-time job




Total non business annual income

Sub total (b)


Total Survival Income required in the year from your business i.e. sub total (a) less sub total (b)



Note: If your estimated income for the year (from sources other than your new business) exceeds your estimated expenditure for the year, you should decide how much you can invest in the new business.

 Download this table as a Word document


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Working Creatively in Cornish towns & Communities

This one-day training is for practitioners from across the County, but particularly in East and North Cornwall, to find out how to use the arts to work with communities in ways that are relevant, inclusive and engaging. Tough Dough is an arts organisation run by artists Alessandra Ausenda and Lizzie Black

We want to share best practice, widen the network of artists with whom we can collaborate in the future and support others to develop projects that meet the needs of their community. We will cover areas such as setting up a constituted arts organisation, working in partnership, marketing and promotion, applying for funding, planning and organisational skills and creative engagement with schools and community groups. We will focus on our current connection to businesses in Cornwall and how to work with them mutually supporting each other.

Following a practical creative session working in teams, you will invent exciting projects that will appeal to funders and communities. Through group discussion, you will develop strategies for its realisation in a chosen town or community. The groups will explore issues and problems that might occur through role play and discussion.

The sessions will enable artists to establish new contacts and networks and share skills with other artists who are looking at innovative ways of working in their communities.


Date: Thursday 23rd January 2014

Time: 9.30am to 3pm

Venue: St. Austell Community Centre & Arts Theatre, St. Austell

Cost: £30, (£15 non refundable deposit due on booking, cheques payable to: ACT)

To book: please contact: